2020 Financial Recap and 2021 Goals

2020 Financial Recap and 2021 Goals

Wow! 2020 was really a doozy. 2020 was so taxing on me that I’m getting to this recap the third week of January. As crazy as the year was, I learned and gained so much. I had to deal with a lot of changes, curveballs, and disappointments, but financially I still...
New Beginnings

New Beginnings

I’ve learned over the years that no matter how hard you try, you can’t predict the future. There’ll be times when you win and there’ll be times when you lose. Sometimes it’ll feel like you are winning and losing at the same time and have no idea of how to cope with...
Making A Change – (An Important Update)

Making A Change – (An Important Update)

If you didn’t notice, we were pretty quiet most of 2019. As you may have seen via our social media announcement, DJ and I made the decision to divorce and as a result, a ton of things have obviously changed for us personally. Together, we overcame so much and tore...
Are We Still Budgeting? *Financial Update*

Are We Still Budgeting? *Financial Update*

When we started Pennies to Wealth, we were already close to being debt-free. We figured out what worked and didn’t work for us long before we started sharing our journey publicly. Fast forward to now and our financial lives are pretty boring. Yes, saving and investing...